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Know Your Agent

Know Your Agent (KYA) is the practice of verifying the identity of an AI agent that transacts or uses a service, along with the party that operates it and the user who delegated to it.

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Know Your Agent (KYA) extends the Know Your Customer (KYC) checks used in finance to AI agents. When an agent buys products, makes payments or accesses services on a user's behalf, KYA establishes what the agent is, who operates it and which user delegated which permissions to it.

It is discussed in agentic commerce, where AI agents transact on behalf of people, as a way for merchants, payment providers and financial institutions to tell trustworthy agents from malicious bots.

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Articles covering this entry

For agent-driven commerce, JPMorgan Chase's security architect proposes extending Know Your Customer (KYC) rules to Know Your Agent (KYA).

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